The Little Things That Matter To You, Matter To Me

Exploring Bankruptcy As Debt Relief

You have come to the right place if you are a Mississippi resident seeking a thoughtful approach to debt relief. I am attorney William Jarrett Little, the founder and owner of The Little Law Firm PLLC. I have a deep understanding of the rules and laws pertaining to bankruptcy. I represent both debtors and creditors in various bankruptcy law matters.

Many debt relief attorneys steer potential clients toward bankruptcy almost automatically. I take a different approach, as I never rush to advise my clients to file for bankruptcy. I first help them seek out alternative solutions, including:

  • Reviewing and assessing clients’ financial situations
  • Determining if there is a way to negotiate a deal with creditors
  • Evaluating whether there is a way to restructure clients’ debts outside of bankruptcy court.

By taking this approach, I have successfully helped many clients overcome debt burdens. I have built a reputation for credibility as a professional, trustworthy and honest attorney. Clients and others recognize that I care about my clients’ well-being and work to find viable solutions in their best interests.

If Bankruptcy Is The Solution You Need

After considering alternatives to bankruptcy, you may decide that bankruptcy is, in fact, the right path to debt relief for you. I am prepared to guide you through whichever form of bankruptcy or debt relief strategy will suit you best, such as:

  • Chapter 7 bankruptcy, leading to significant debt discharge in just a few months
  • Chapter 13 bankruptcy, featuring debt reorganization with an affordable repayment period of three to five years
  • Chapter 11 bankruptcy, often appropriate for businesses and high-asset individuals with complex debts
  • Bankruptcy alternatives, such as negotiated settlements with creditors or out-of-court debt restructuring

Beware: people seeking debt relief often have the impression that they will not lose everything when filing for bankruptcy. In fact, bankruptcy laws are quite complicated, and if you make a mistake, you could lose your car and/or home. If you and your spouse plan to file for bankruptcy as a married couple or close to the time of a divorce, you need personalized guidance. Rules and steps involved in bankruptcy can be difficult to understand. This is why it is important to get qualified legal counsel as soon as you realize you are in over your head.

You may waste valuable time and lose assets unnecessarily by starting down the path to bankruptcy without the guidance of an experienced attorney. You need a lawyer who can efficiently and diligently advise you on viable solutions and handle court proceedings on your behalf. I have helped many Mississippi debtors through bankruptcy and bankruptcy alternatives.

Get Legal Counsel To Address Excessive Debt

Bankruptcy laws exist to protect you as a debtor. When bankruptcy is the best solution, it can help you get out of a bad situation and make your life and financial affairs reasonable once again. Bankruptcy can help you:

  • Stop foreclosure
  • Prevent repossession
  • Avoid wage garnishment
  • Put an end to never-ending telephone calls from credit card companies and other creditors

I am an experienced debt relief attorney. I understand that financial debt and stress can be scary. If you are thinking of filing for bankruptcy, it can feel overwhelming. I am committed to helping my clients get a fresh start, and achieve financial freedom and peace of mind as their financial problems are resolved. I also represent creditors in certain cases.

To get advice about the next steps to resolving your debt relief or bankruptcy concerns, call 228-305-5249 or send an email inquiry. I will respond promptly. ¿Habla español? Bienvenido. I offer Spanish language services with the help of an interpreter. The Little Law Firm PLLC is a debt relief agency. I help eligible clients file for bankruptcy relief under the Bankruptcy Code.